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If you’re retired or getting close this is the show for you. Here at Retirement Lifestyles it’s all about having the Health, Wealth and Freedom to live your dream retirement. Join me and I’ll teach you the secrets successful retirees use to create an abundant retirement lifestyle.
Episodes
Monday Feb 07, 2022
Monday Feb 07, 2022
Retirement planning isn't just about the investments... you need to plan for all kinds of risks to your assets over time. Health care related expenses are the largest risk to your life savings.
Join me as I walk through how you can protect what took you 30 or 40 years of sacrifice to build.
I've also got a new 2022 checklist titled "2022-What Issues Should I Consider When Purchasing Long Term Care Insurance?" . By the way you can get your own copy HERE.
I'd suggest downloading it because there's a bunch more tips that I don't have time to go into on the show. So grab your free copy HERE.
If you have worries about your portfolio, or want a second opinion on your strategy, I'm here to help. Simply schedule a call by visiting www.TalkToPatrick.com
Dedicated to Your Retirement Lifestyle,
Patrick McNally
530-377-5180
Disclosures
Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change.
All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients.
Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented.
Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor’s portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses.
The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States.
Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor’s situation is different, and goals may not always be achieved.
Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.
Tuesday Feb 01, 2022
Tuesday Feb 01, 2022
Lately I've been getting a bunch of calls from people concerned about market crashes, recessions and inflation. All valid concerns for sure.
So I decided to take a few points from my 2022 checklist titled "What Issues Should I Consider During a Recession or a Market Correction?" How's that for timing..!
By the way you can get your own copy HERE.
I'd suggest downloading it because there's a bunch more tips that I don't have time to go into on the show. So grab your free copy HERE.
If you have worries about your portfolio, or want a second opinion on your strategy, I'm here to help. Simply schedule a call by visiting www.TalkToPatrick.com
Dedicated to Your Retirement Lifestyle,
Patrick McNally
530-377-5180
Disclosures
Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change.
All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients.
Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented.
Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor’s portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses.
The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States.
Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor’s situation is different, and goals may not always be achieved.
Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.
Monday Jan 24, 2022
Monday Jan 24, 2022
The markets haven't been playing nicely since January 1st. In fact some people believe that this may be the time for a big correction which can cause panic and fear, which usually leads to bad decisions.
In this episode I dive into;
- Market volatility.
- Crystal balls and market timing.
- Bad headlines always sell the best! How the media thrives on chaos.
If you have worries about your portfolio, or want a second opinion on your strategy, I'm here to help. Simply schedule a call by visiting www.TalkToPatrick.com
Dedicated to Your Retirement Lifestyle,
Patrick McNally
530-377-5180
Tuesday Jan 18, 2022
Tuesday Jan 18, 2022
Here is a short trailer for the Retirement Lifestyles Podcast! Just a quick preview of what you can expect from listening to my show!
Tuesday Jan 18, 2022
Tuesday Jan 18, 2022
Inflation just reached it's highest point in over 40 years!
Many people are concerned if they should be making changes to their investments or not.
In this episode I dive into;
-The cause of high inflation
- Should you be making adjustments to your investments
- What kind of changes should you make
If you have worries about current inflation and want to talk to someone we're here to help. Simply schedule a call by visiting www.TalkToPatrick.com
Dedicated to Your Retirement Lifestyle,
Patrick McNally
530-377-5180
Wednesday Aug 11, 2021
Wednesday Aug 11, 2021
Welcome to this week's show...
Being in financial services for over 20 years now, I've found that most people worry.
They've worked hard their entire life and now retirement has been thrust upon them. And while they think they're doing okay, they just aren't sure. There's so much to know and by their own admission, they don't know what they don't know, and that causes the worry. Worry that paralyzes you into doing nothing.
So if that sounds like you, you're listening to the right show.
I specialize in managing retirement accounts. I'll guide you to the right investments that can give you an income that is predictable, consistent, safe and can even increase every year, no matter what the market does. Ultimately giving you the peace of mind you're looking for.
The title of the show today is "Big Issues with Social Security".
On today's show I'll be talking about two big issues with social security that you need to be aware of; #1 the upcoming cut to your paycheck benefits and #2 how you could lose up to 50% of your income when a spouse passes away.
We'll also be getting a little nerdy and talk about how risk drives portfolio returns and how feeling safe... may actually be risky.
Also, I've gotten some good feedback on the "mailbag" segments I've been doing over the past few weeks, so we'll continue with those... As usual I've set aside a few copies of my book and retirement reports, so be sure to listen for when I'm giving those away so you can call in and claim your copy.
We got a loaded show for you and I'm super excited.!! Go ahead and press that play button!
Questions about your planning?
-Schedule a call with me TODAY..!
Visit www.TalkToPatrick.com
Want a FREE copy of my book "Retirement Planning 101"? (just cover shipping)
CLICK HERE or visit Retirement101Book.com
You can also find lots of resources at www.RLAPlan.com
Connect with me online through all of the social media links below:
Facebook: www.facebook.com/RetirementLifestylesAdvisors/
Instagram: www.instagram.com/retirement_lifestyles_advisors/
Disclosures
Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change.
All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients.
Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented.
Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor’s portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses.
The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States.
Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor’s situation is different, and goals may not always be achieved.
Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.
Thursday Aug 05, 2021
Thursday Aug 05, 2021
Let's preview today's show...
Being in financial services for over 20 years now, I've found that most people worry.
They've worked hard their entire life and now retirement has been thrust upon them. And while they think they're doing okay, they just aren't sure. There's so much to know and by their own admission, they don't know what they don't know, and that causes the worry. Worry that paralyzes you into doing nothing.
So if that sounds like you, you're listening to the right show.
I specialize in managing retirement accounts. I'll guide you to the right investments that can give you an income that is predictable, consistent, safe and can even increase every year, no matter what the market does. Ultimately giving you the peace of mind you're looking for.
The title of the show today is "Inflation and Market Crashes".
On today's show I'll be talking about two big topics on everyone's mind; inflation and the next market crash.
I've been getting lot's of questions about both, so I want to walk through why I believe we're seeing such an increase in prices and also my thoughts on the next market correction.
I'll give you some ideas on how you can position your investments to be successful in good times and bad as well as what I would avoid right now.
At the halfway mark we'll have a few sports and fitness tips, and then my "Mail Bag" segment where I answer questions or give some thoughts on comments that I receive each week from listeners like you as well as from social media.
Questions about your planning?
-Schedule a call with me TODAY..!
Visit www.TalkToPatrick.com
Want a FREE copy of my book "Retirement Planning 101"? (just cover shipping)
CLICK HERE or visit Retirement101Book.com
You can also find lots of resources at www.RLAPlan.com
Connect with me online through all of the social media links below:
Facebook: www.facebook.com/RetirementLifestylesAdvisors/
Instagram: www.instagram.com/retirement_lifestyles_advisors/
Disclosures
Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change.
All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients.
Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented.
Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor’s portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses.
The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States.
Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor’s situation is different, and goals may not always be achieved.
Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.
Monday Jul 26, 2021
Monday Jul 26, 2021
Let's preview today's show...
Being in financial services for over 20 years now, I've found that most people worry.
They've worked hard their entire life and now retirement has been thrust upon them. And while they think they're doing okay, they just aren't sure. There's so much to know and by their own admission, they don't know what they don't know, and that causes the worry. Worry that paralyzes you into doing nothing.
So if that sounds like you, you're listening to the right show.
I specialize in managing retirement accounts. I'll guide you to the right investments that can give you an income that is predictable, consistent, safe and can even increase every year, no matter what the market does. Ultimately giving you the peace of mind you're looking for.
The title of the show today is "Are Roth IRA's a Good Idea?".
Who are they good for? Should you consider them instead of a traditional IRA? And what types of investments should you choose inside of them?
At the halfway mark we'll have a few sports and fitness tips, and then I'm trying something new... I'm calling it the "Mail Bag".
I'm going to pick a few questions or comments from a facebook group that I'm a part of called Retired, or Thinking Retirement? If you're on facebook I highly recommend checking them out and joining. They ask great questions and the comments are always interesting to read. Be sure to listen for when I'm giving away free stuff, like copies of my book and retirement reports, so you can call in and claim your copies.
As always I got a loaded show for you and I'm super excited... you know what to do next, go refill that coffee, and grab your pen and notepad cuz I'm getting started in 2 minutes!
Questions about your planning?
-Schedule a call with me TODAY..!
Visit www.TalkToPatrick.com
Want a FREE copy of my book "Retirement Planning 101"? (just cover shipping)
CLICK HERE or visit Retirement101Book.com
You can also find lots of resources at www.RLAPlan.com
Connect with me online through all of the social media links below:
Facebook: www.facebook.com/RetirementLifestylesAdvisors/
Instagram: www.instagram.com/retirement_lifestyles_advisors/
Disclosures
Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change.
All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients.
Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented.
Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor’s portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses.
The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States.
Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor’s situation is different, and goals may not always be achieved.
Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.
Tuesday Jul 20, 2021
Tuesday Jul 20, 2021
Let's preview today's show...
Being in financial services for over 20 years now, I've found that most people worry.
They've worked hard their entire life and now retirement has been thrust upon them. And while they think they're doing okay, they just aren't sure. There's so much to know and by their own admission, they don't know what they don't know, and that causes the worry. Worry that paralyzes you into doing nothing.
So if that sounds like you, you're listening to the right show.
I specialize in managing retirement accounts. I'll guide you to the right investments that can give you an income that is predictable, consistent, safe and can even increase every year, no matter what the market does. Ultimately giving you the peace of mind you're looking for.
The title of the show today is "How to Avoid Tax Scams During a Pandemic".
The IRS releases an annual list of what it calls the Dirty Dozen Tax scams, and it gets updated every year. And they just released 2021. So I'm going to walk through each of the scams so you can understand what to look for and more importantly, how to avoid getting taken advantage of.
Later on in the show we'll have a fitness tip for as well as an announcement that you'll want to hear about.
And then I want to carve a little time to discuss variable annuities... I got a call this week from a friend who told me he found his dad bought a variable annuity and wanted to know what he got himself into. So I'm going to break that down for you.
As always I got a loaded show for you and I'm super excited... So grab your notepad and press play!!
Questions about your planning?
-Schedule a call with me TODAY..!
Visit www.TalkToPatrick.com
Want a FREE copy of my book "Retirement Planning 101"? (just cover shipping)
CLICK HERE or visit Retirement101Book.com
You can also find lots of resources at www.RLAPlan.com
Connect with me online through all of the social media links below:
Facebook: www.facebook.com/RetirementLifestylesAdvisors/
Instagram: www.instagram.com/retirement_lifestyles_advisors/
Disclosures
Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change.
All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients.
Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented.
Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor’s portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses.
The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States.
Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor’s situation is different, and goals may not always be achieved.
Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.
Monday Jul 12, 2021
Monday Jul 12, 2021
Let's preview today's show...
Being in financial services for over 20 years now, I've found that most retirees worry about running out of their life savings because they are no longer getting a paycheck.
So I specialize in managing their investments to provide an income that is predictable, consistent, safe and can even increase every year, no matter what the market does.
Ultimately giving them the peace of mind they desire throughout retirement.
The title of the show today is "How to Control Your Emotions and Ignore the Media for Investment Success".
Here's a question for you... How often do you go search for market updates? Never? You ignore it? Good for you, you're probably happier for it.
But most people can't help but either see something or hear something, catch a glimpse on social media or even discuss the markets around the water cooler at work. If that's you, then you may be feeling a little overwhelmed and have no clue what to do with your investments, because you're getting a different story and different advice from a thousand different places!
Including this show! Haha...
So I want to discuss the media's role in all of this, and hopefully give you a little insight into how to ignore the chaos and confusion and focus on what matters, so that ultimately you can enjoy a stress free retirement.
Questions about your planning?
-Schedule a call with me TODAY..!
Visit www.TalkToPatrick.com
Want a FREE copy of my book "Retirement Planning 101"? (just cover shipping)
CLICK HERE or visit Retirement101Book.com
You can also find lots of resources at www.RLAPlan.com
Connect with me online through all of the social media links below:
Facebook: www.facebook.com/RetirementLifestylesAdvisors/
Instagram: www.instagram.com/retirement_lifestyles_advisors/
Disclosures
Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change.
All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients.
Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented.
Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor’s portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses.
The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States.
Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor’s situation is different, and goals may not always be achieved.
Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.